PS4choice.

Your benefits, made legible

Choose the version of coverage that fits the way your team works.

There is no prize for making benefits harder to understand. Start with the need, then choose the structure that makes care useful and costs predictable.

01

The everyday care your team can actually reach.

Unlimited primary care

Give employees unlimited virtual and in-home visits, mental health support, prescriptions, labs, and women’s health support with zero copays or surprise bills.

  • Predictable monthly costs
  • Higher employee engagement
  • Care without deductibles
  • Simple enrollment and administration

02

Compliance support that feels like support.

ACA-compliant preventive coverage

Meet ACA Minimum Essential Coverage requirements with checkups, screenings, immunizations, labs, and enhanced primary care—without carrying the whole admin burden yourself.

  • Full ACA compliance
  • Avoid $2,970+ penalties per employee
  • Simplified tracking and reporting
  • Preventive care employees can use

03

Set the budget. Let people choose.

Employer-funded individual coverage

Contribute a fixed amount toward individual plans so employees can choose coverage that fits their lives. It is flexible for distributed, part-time, and growing teams, with compliance handled.

  • A budget you control
  • Employee choice across locations
  • Tax-advantaged funding
  • Compliance and reporting support

A simple way to decide

Start with your biggest friction.

Costs

Need a budget that stays predictable? Begin with individual coverage.

Access

Want people to use care more often? Start with unlimited primary care.

Compliance

Need clarity around ACA requirements? Start with preventive coverage.

Still weighing it?

Bring us the messy version. We’ll make it clearer.

Talk through your options